Should I Accept the First Car Accident Settlement Offer?

Should I Accept the First Car Accident Settlement Offer?


The answer is no. Do not accept the first settlement offer you get following a car accident, and never do so without first talking to a lawyer.
An automobile accident’s aftermath is a difficult moment. Accident victims may experience considerable financial hardship due to medical expenses and lost wages. You might be tempted to swiftly resolve your vehicle accident claim in order to pay your expenditures.

It’s never a smart idea to accept the first offer of a settlement for a car accident, despite the fact that it’s an understandable urge. It’s unlikely that an insurance provider will make you the greatest deal right away, especially if they contact you directly. Almost often, a skilled New York City car accident lawyer is able to negotiate a higher settlement than what the insurance company initially proposes.

Important Information Regarding Dealing with Insurance Companies

Negotiation skills are a specialty of insurance adjusters

Every day, thousands of people are involved in motor accidents. Almost always, an insurance policy will cover at least a portion of the damage that an accident results in. The average insurance adjuster, in contrast to you, has handled many claims and settlements.

The insurance provider for someone else has no incentive to treat you fairly

Your personal auto insurance provider has legal and contractual obligations to you. Since you are their client, they have a duty to immediately review and settle your dispute.
On the other hand, the insurance provider for someone else does not share the same legal connection with you. It might not treat you fairly when considering your potential claim against its policyholder.

Anything you say can be used against you by an insurance adjuster

Insurance adjusters ask so many questions because they are hoping you will make a mistake and provide a response that will absolve them of responsibility for covering your damages. Don’t give in when an insurance company demands that you participate in a recorded conversation. Tell them you’ll have a car accident lawyer contact them later.

No compulsion to take your automobile to the mechanic the insurance company suggests

Read your policy to see whether you must take the automobile to a shop of their choosing or one that they approve before asking your auto insurer to pay for repairs on your vehicle. You can fight back against an insurance company that requires you to take your damaged vehicle to a shop of its choosing with the assistance of an expert New York City car accident lawyer.

Advice on Obtaining the Best Settlement Offer Available Following a Car Accident

Make immediate contact with a qualified auto accident attorney

A lawyer is skilled in negotiating with insurance companies to secure the best payment for their clients. A lawyer can also advise you on the compensation you should receive and whether or not you should accept settlement offers. The sooner you retain legal counsel, the better the outcome you can expect.

Give your lawyer all the supporting papers and evidence you have

After an automobile collision, it can occasionally be challenging (or impossible) for anyone to gather evidence. That’s all right! Lawyers that specialize in auto accidents have extensive expertise in obtaining information about accidents.

Take the necessary medical treatment, and do as your doctor instructs

Even if you believe you weren’t hurt in a car accident, you should always go to the doctor to ensure your health and well-being. Insurance companies frequently assume you had no personal injury at all if you don’t seek medical care. They have less incentive to offer a settlement now, with the exception of potential property damage.

Consider potential future expenses

Victims of auto accidents commonly express astonishment at the amount of money their attorney believes they should receive. According to the law, those who have been injured in auto accidents are entitled to monetary compensation for both their current expenses and any future expenses that they can be expected to incur as a result of their injuries.

Was a Settlement Offered to you? Reach out to us right now

Avoid the error of immediately contacting another person’s insurance provider. Contact an experienced New York city car accident lawyer at Siler & Ingber instead, who will know how to negotiate the best deal on your behalf.

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