New York has a no-fault car insurance system, so if you get hit by a taxi, you’ll first need to file a claim with your own insurance. This initial claim will cover some of your costs, but you will only be able to file a separate personal injury claim beyond the no-fault system if your injury meets one of the following criteria:

• Disfigurement
• Disablement
• Broken or fractured bones

If you meet these requirements, you can proceed with a personal injury lawsuit against the at-fault parties, be they individuals, companies, or even the government. If the government is involved, such as through dangerous road conditions, it will complicate things as you’ll need to file your claim within ninety days.

Another complication with cab crashes is the fact that taxis are commercial vehicles that often belong to larger companies. This means that there may be several entities involved with running and maintaining the cab, and any or all of them could be liable for the crash. Naming all of the at-fault entities in your claim will ensure you receive the most compensation possible.