It is not easy to know who to seek compensation from when you are in an Uber crash. You must ensure that you receive full compensation by working with a brooklyn uber accident lawyer.
Ridesharing services like Uber have made traveling in Brooklyn easy in recent years. All you need is a smartphone for booking an uber ride.
However, when a car crash involves an Uber driver, how do you decide who is responsible? Although, the drivers are employed by Uber and covered by Uber’s insurance when carrying passengers. The drivers are also considered independent contractors so determining the liability can get complicated.
If you get injured while riding in an Uber, you must know the true value of your claim before the insurance company offers you a lowball statement along with whom to seek compensation from. A Brooklyn uber accident lawyer at Siler & Igber, LLP will help to get you full compensation you rightly deserve from all the liable parties.
Before hailing a ride with an Uber driver, it is important to understand the coverage you have, if you are involved in a car crash during the ride.
Uber drivers are covered by the company’s liability insurance only if the driver was online (actively accepting requests) before they accepted your transportation services.
So if you are involved in an uber car accident first check for ensuring that everybody is safe and administer first aid if necessary.
The next step involves contacting the paramedics and police if needed. After addressing immediate health issues, the driver must contact Uber to begin the process of filing a claim. Both the driver and passengers should expect to hear from the insurance company within 3 days of the accident to find out what they can expect.
Uber passengers are covered by Uber’s one million dollar policy irrespective of the negligent party. But things get more complicated if you get hit by an Uber driver while in another vehicle or while walking. Liability in such cases depends on the status of the Uber app and whether the driver had a fare in progress at the time of the car crash.
If the Uber app is on when the driver carries a paying fare, the policy must cover any accident injuries.
Uber’s policy should also cover any accidents occuring after the driver accepts a new ride request but has not yet picked up the passenger.
If a driver is active on the Uber app but either has a passenger request for pick up nor a passenger, the driver is likely personally liable for injury-causing accidents.
If the driver does not use the Uber app actively, they are considered to be driving for personal reasons. In this case, if the uber driver causes an accident the driver’s personal auto insurance policy must cover all injury claims. Uber generally does not accept financial responsibilities in such situations.
Specific insurance policies do have a clause which terminates coverage if a vehicle is used for commercial driving. If this is the case with your uber driver you might be forced to file an uninsured driver claim with your own insurance policy instead.