Yes. Government claims often have a strict 90-day filing deadline, whereas private property claims usually have 3 years.
Yes. Whiplash, spinal disc herniation, and internal bleeding can occur without direct head impact.
Yes. Under NY law, you can still recover damages reduced by your percentage of fault.
Yes. Workers’ Comp covers medical bills and partial lost wages regardless of fault.
Generally, no. Once you sign a release, the settlement is final. This is why you wait until treatment finishes.
Yes. You can use your own Uninsured Motorist coverage or file with MVAIC if you have no insurance.
Yes. NY is a comparative negligence state. You can still recover a portion of your damages.
Yes. In lawsuits, damages are reduced by fault. In Workers’ Comp, fault doesn’t matter.
Yes. NY uses pure comparative negligence. You can recover damages even if 99% at fault, but your award is reduced by your fault %.
You cannot sue your direct employer (you get Workers’ Comp). However, under NY Labor Laws (Sections 200, 240, 241), you can often sue third parties like the general contractor or building owner if safety violations caused your injury.
Yes, if you can prove negligence on the part of the property owner.
Yes. Landlords and hosts act as property owners and must maintain safe premises.
You can sue third parties (owners, general contractors) under Labor Laws 240/241.
Yes. Passersby injured by construction debris can sue for general negligence.
Yes. A police report is essential to establish facts for insurance and legal claims.
Highly recommended. Drivers often blame the pedestrian, and a lawyer protects your rights.
Yes, especially for “Serious Injury” threshold cases to sue for pain and suffering.
Yes. Construction law is complex, and you likely have both a Comp claim and a Lawsuit.
Yes. Proving liability is difficult, and insurance companies will try to deny claims without legal representation.
Yes. It is legally required if there is injury or significant property damage.
Yes. You must notify your employer in writing, usually within 30 days, for Workers’ Comp.
Yes. Adrenaline can mask injuries like concussions or soft tissue damage that appear days later.
Absolutely. Photos of the specific hazard (e.g., a puddle) are often the most critical evidence.
Medical records, X-rays, photos of bruising/casts, and a pain journal.
Incident reports, photos of the unsafe condition, and names of coworkers present.
Take photos of the hazard (ice, liquid), get witness names/numbers, save clothing/shoes, and keep medical records.
Call your insurer immediately to open a claim. File an NF-2 form for No-Fault benefits within 30 days.
Photos of the scene/car, witness contacts, and nearby surveillance footage are key.
By showing the owner had “notice” of the hazard—either they caused it, knew about it, or should have known.
Call the police for an MV-104 report. Notify your insurance company within 30 days.
They review police reports, witness statements, photos, and state traffic laws.
By evidence proving one driver violated traffic laws or acted negligently.
2 years for Workers’ Comp; 3 years for third-party lawsuits.
Generally 3 years in NY. However, claims against municipalities (NYC) require a Notice of Claim within 90 days.
It varies widely. No-Fault pays quickly; liability lawsuits can take 1-3 years.
No-Fault pays ongoing bills. Bodily injury settlements happen after treatment ends, taking months or years.
It depends on injury severity, lost wages, and medical bills. Settlements can range from thousands to millions.
Compensation covers medical bills, lost income, and pain/suffering, often exceeding standard auto limits.
It depends. Workers’ comp is limited. Third-party lawsuits can result in multi-million dollar verdicts.
30 days for No-Fault applications; 3 years for personal injury lawsuits (90 days if government involved).
Yes. Immediate documentation connects the injury to the accident.
Yes. File an incident report immediately but do not admit fault or sign settlement offers without a lawyer.
Yes. Delaying treatment can hurt your health and allow insurance to deny your claim.
Yes. Internal injuries are common in pedestrian impacts and may not be immediately felt.
Yes. Photos of vehicle position, damage, and skid marks are crucial evidence.
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Fractures (hip, wrist), traumatic brain injuries (TBI), spinal cord injuries, and soft tissue damage.
You have the right to No-Fault medical coverage and the right to sue for pain and suffering if injuries are serious.
Workers’ Comp (basic) + potential Lawsuit damages (Pain & Suffering, full wages) if a third party is liable.
Police report, medical records, photos, witness statements, and proof of lost wages.
Site safety logs, photos of missing safety gear, and witness testimony.
Contact a lawyer immediately. Denials can often be appealed or fought in court.
You may be able to file a claim under your own “Uninsured Motorist” (UM) coverage, which is mandatory in New York. This covers your bodily injury if the at-fault driver has no insurance.
You can file a claim with the NYS Uninsured Employers Fund.
You file an Uninsured Motorist (UM) claim with your own policy.
Name, address, phone number, insurance policy number, license plate, and driver’s license number.
Whiplash, concussions, broken bones, back injuries, and PTSD.
Leg fractures (“bumper fractures”), head trauma, road rash, and spinal injuries.
The striking car’s No-Fault insurance pays medical bills. Liability insurance pays for pain and suffering.
A legal demand for compensation for injuries caused by a vehicle while you were walking.
This is a unique New York law that holds owners and contractors strictly liable for gravity-related accidents (falling from heights or being hit by falling objects) if proper safety equipment was not provided.
3 years for personal injury lawsuits in New York.
You can recover economic damages (medical bills, lost wages) and non-economic damages (pain and suffering).
NY Labor Law 240 (Scaffold Law) and 241(6) (Industrial Code violations).
Ensure safety, call 911, exchange info, take photos, and notify your insurer.
Report it to your supervisor, take photos, get medical help, and call a lawyer.
Seek medical attention, report the incident to the property manager, document the scene with photos, and get witness info.
Call 911, keep the driver at the scene, get witness info, and seek immediate medical care.
Stick to basic facts. Do not guess, do not admit fault, and do not downplay injuries.
Report the date/time of the accident. Do NOT give a recorded statement or discuss fault/injuries without your lawyer.
Medical bills, lost wages, property damage, and pain and suffering (if serious injury threshold met).
Falls from heights, crush injuries, electrocution, and falling object impacts.
Slip and fall is a specific type of premises liability case, which falls under the broader umbrella of personal injury law.
Usually the driver for failing to yield, but pedestrians can share fault if jaywalking.
The property owner, landlord, or business operator is responsible if they knew of the danger and failed to fix it.
Workers’ Comp insurer pays basics. Liability insurers for Owners/GCs pay lawsuit damages.
New York is a “No-Fault” state. Your own auto insurance pays your medical bills and lost wages (up to $50,000) regardless of who caused the crash. For serious injuries, you can sue the at-fault driver for additional damages.
Adrenaline and shock can mask pain signals immediately after a traumatic impact.
